Supported by XRPL
LetYour
AssetsFlow.
Supply your assets to RheoFi's Isolated Pools on XRPL. Earn continuous yield while providing the liquidity that powers the next generation of DeFi.
$758.3M
Total Borrowed
$1.62B
Total Liquidity
🎉 New Release: This is a beta release. This is on xrpl testnet for now. Learn More →
LetYour
Isolated PoolsRisk segmented per market
Non-CustodialYou always control funds
XRPL-NativeFast finality, low fees
Features
Fluidity Through Isolation.
RheoFi utilizes Isolated Lending Markets. Unlike traditional cross-margin protocols, our isolated pools silo risk. Supply to the "Stable Pool" for low-risk yield, or the "Curve Pool" for higher rewards, knowing a volatility spike in one won't impact the other.
Siloed Risk
Assets are grouped by risk profile.
Continuous Interest Accrual
Interest flows continuously based on real-time utilization, aligning incentives between lenders and borrowers.
Transparent Risk Parameters
Clear LTVs, liquidation thresholds, reserve factors, and utilization curves visible on-chain.
Protocol Reserves & Risk Fund
A portion of interest flows into protocol reserves to handle bad debt and protect suppliers.
Non-Custodial & Permissionless
Users retain full control of assets. No KYC. No intermediaries.
No KYCSelf-CustodyPermissionless
Instant Liquidity
Withdraw your assets anytime as long as utilization allows.
Built for XRPL
Designed to leverage XRPL's low fees and high throughput for fast settlement and cheap micro-interactions.
Transaction Speed~3-5s
Network Fees~$0.0002
Marketplace
Marketplace at a Glance
Access a diverse range of assets with competitive yields and transparent metrics.
How It Works
From Click to Chain
Get started with RheoFI in few simple clicks. No complex onboarding,
just straightforward DeFi.
01
Supply Assets
Deposit supported XRPL assets into a selected isolated pool and begin earning yield instantly.
02
Liquidity Is Utilized
Borrowers draw liquidity against collateral, generating interest for suppliers.
03
Earn Continuously
Interest accrues in real time based on utilization and the pool's interest rate model.
04
Withdraw Anytime
Withdraw your supplied assets anytime, subject to available liquidity in the pool.
01
Supply Assets
Deposit supported XRPL assets into a selected isolated pool and begin earning yield instantly.
02
Liquidity Is Utilized
Borrowers draw liquidity against collateral, generating interest for suppliers.
03
Earn Continuously
Interest accrues in real time based on utilization and the pool's interest rate model.
04
Withdraw Anytime
Withdraw your supplied assets anytime, subject to available liquidity in the pool.
Contact Us
Let's Work
Together!
Have questions? We're here to help you navigate the future of decentralized finance. Get in touch to learn how our protocol can increase efficiency and transparency for your operations.
FAQs
Common Questions About RheoFI
RheoFI is a decentralized finance protocol that enables efficient single-collateral borrowing, minting, and yield generation across multiple blockchains. We provide institutional-grade DeFi services with unparalleled security and transparency.
Ready to Transform Your DeFi Experience?
Join thousands of users who trust RheoFI. Start earning today.