๐ŸŽ‰ New Release: This is a beta release. This is on xrpl testnet for now. Learn More โ†’

June 21, 2026By RheoFI TeamLending & Yield

Borrowing Against Collateral on RheoFI

Unlock liquidity without selling your assets.

Borrow Against Collateral โ€“ RheoFI

How Borrowing Works on RheoFI

Deposit collateral into a market, then borrow the market's asset up to its collateral factor. You keep exposure to your collateral while unlocking liquidity.

Health Factor and Liquidations

Your position has a health factor. If collateral value drops or debt grows past the liquidation threshold, part of your position is liquidated to restore solvency โ€” scoped to that one market.

Staying Safe as a Borrower

Borrow well below your limit, watch volatile collateral, and keep a buffer so normal price swings don't trigger liquidation.